Effective Date: September 1, 2026

1. Introduction

This Referral Policy ("Policy") governs the Vestra Referral Program ("Referral Program") offered by Vestra ("Vestra," "we," "our," or "us").

The Referral Program allows eligible users to invite new users to join the Vestra Platform and, where applicable, earn referral rewards in accordance with this Policy.

Participation in the Referral Program is voluntary and subject to these terms, our Terms of Service, and all other applicable Vestra policies.

2. Purpose

The purpose of the Referral Program is to encourage existing users to introduce eligible new users to the Vestra Platform while maintaining fairness, transparency, and compliance with applicable laws.

Participation in the Referral Program does not establish an employment, agency, brokerage, partnership, or business relationship between you and Vestra.

3. Eligibility

To participate in the Referral Program, you must:

• Have an active Vestra account;

• Be at least eighteen (18) years of age;

• Be in good standing with the Platform;

• Have completed any required identity verification where applicable;

• Comply with this Policy and all other applicable Vestra policies.

Vestra reserves the right to restrict or deny participation at its sole discretion where permitted by applicable law.

4. Eligible Referrals

A referral is considered eligible only if all of the following conditions are met:

• The referred individual is a new user who has never previously created a Vestra account.

• The referred individual registers using your referral link or referral code.

• The referred individual satisfies all eligibility and verification requirements.

• The referred individual complies with the Terms of Service and applicable laws.

• The referral is not fraudulent or abusive.

• Any additional promotional requirements published by Vestra are satisfied.

Vestra may reject any referral that does not satisfy these requirements.

5. Referral Rewards

From time to time, Vestra may offer referral rewards or incentives.

Rewards may include, where applicable:

• Cash rewards;

• Investment credits;

• Fee discounts;

• Promotional bonuses;

• Platform rewards;

• Other promotional incentives.

The type, amount, eligibility requirements, and timing of any reward will be published within the Platform or as part of a specific promotional campaign.

Referral rewards are not guaranteed and may vary over time.

6. Reward Qualification

Unless otherwise specified by Vestra, referral rewards become payable only after:

• The referred user successfully completes registration;

• Identity verification is approved where required;

• Any required qualifying activities have been completed;

• Compliance reviews have been successfully completed;

• Fraud prevention checks have been passed.

Vestra may delay issuing rewards while verification or compliance reviews are ongoing.

7. Reward Payments

Where referral rewards involve monetary payments or investment credits:

• Rewards may be credited to your Vestra account;

• Rewards may be subject to withdrawal restrictions where disclosed;

• Processing times may vary;

• Applicable taxes remain your responsibility.

Vestra reserves the right to determine the method by which rewards are delivered.

8. Referral Restrictions

To protect the integrity of the Referral Program, users must not:

• Refer themselves using another email address or account;

• Create duplicate accounts;

• Create fake accounts;

• Use bots or automated software;

• Purchase referrals;

• Sell referral links;

• Spam individuals or organizations;

• Misrepresent Vestra or its services;

• Engage in deceptive marketing;

• Publish misleading investment claims;

• Offer unauthorized incentives;

• Violate applicable advertising or consumer protection laws.

Referral links must be used responsibly and in accordance with applicable laws and platform rules.

9. Prohibited Conduct

The following activities are strictly prohibited:

• Identity fraud;

• Referral farming;

• Account manipulation;

• Money laundering;

• False advertising;

• Misleading financial promotions;

• Unauthorized investment advice;

• Impersonation;

• Abuse of promotional campaigns;

• Circumvention of Platform controls.

Users engaging in prohibited conduct may lose eligibility for rewards and may have their accounts suspended or terminated.

10. Marketing Responsibilities

Participants are solely responsible for ensuring that any communications they make regarding Vestra comply with applicable laws.

You may not:

• Guarantee investment returns;

• Promise profits;

• Misrepresent investment risks;

• Present yourself as an employee or representative of Vestra;

• Claim that Vestra provides financial advice;

• Use misleading statements to encourage investment.

Only official information published by Vestra should be relied upon when describing the Platform.

11. Fraud Prevention

Vestra continuously monitors referral activity for fraud and abuse.

We reserve the right to:

• Investigate suspicious referrals;

• Delay rewards pending review;

• Reject fraudulent referrals;

• Reverse previously issued rewards;

• Suspend referral privileges;

• Suspend or terminate user accounts.

Vestra's decisions regarding fraud prevention are final where permitted by applicable law.

12. Taxes

Participants are solely responsible for determining and paying any taxes that may arise from referral rewards.

Vestra does not provide tax advice and may report referral payments where required by law.

13. Modification or Termination of the Referral Program

Vestra reserves the right to:

• Modify the Referral Program;

• Change eligibility requirements;

• Revise reward structures;

• Introduce promotional campaigns;

• Suspend the Referral Program;

• Permanently discontinue the Referral Program.

Such changes may occur without prior notice unless notice is required by applicable law.

Termination of the Referral Program does not affect rewards that have already been approved in accordance with this Policy.

14. Limitation of Liability

To the fullest extent permitted by applicable law, Vestra shall not be liable for:

• Lost referral opportunities;

• Delayed reward payments;

• Technical failures;

• Invalid referral submissions;

• Third-party communication failures;

• Suspension of referral privileges;

• Program modifications or termination.

Nothing in this Policy limits liability that cannot legally be excluded.

15. Relationship of the Parties

Participation in the Referral Program does not create any:

• Employment relationship;

• Agency relationship;

• Partnership;

• Joint venture;

• Brokerage relationship;

• Franchise;

• Independent contractor relationship.

Participants act solely as users of the Platform.

16. Changes to this Policy

Vestra may revise this Referral Policy from time to time to reflect changes in business operations, promotional campaigns, legal requirements, or regulatory obligations.

Updated versions will be published on the Platform with a revised Effective Date.

Continued participation in the Referral Program after the Effective Date constitutes acceptance of the revised Policy.

17. Contact Us

If you have any questions regarding this Referral Policy, please contact us through:

Email: support@vestraproperties.pro

Contact Form: Available through the Platform

Live Chat: Available through the Platform